Homebuyer Assistance

The FirstHome program is on a short pause and will start accepting applications again after April 21, 2025.  

Ramsey County’s FirstHome program assists first-time and first-generation homebuyers with low-to-moderate incomes who are purchasing homes in suburban Ramsey County. 

Eligible buyers through the FirstHome program may purchase a home up to $372,600 and qualify for loans that can be used for down payment assistance and closing costs.

Please note that an eligibility assessment is required to ensure the buyer qualifies for available funds. This must be completed prior to submitting an application for funding. 

2-story house with a front porch.

735 Margaret St.

This Saint Paul house is owned by Ramsey County Housing and Redevelopment Authority (HRA) and is being sold as part of the FirstHome Program. The home comes with $85,400 in FirstHome Down Payment Assistance. Learn about the house and FirstHome eligibility criteria.

Eligible suburban cities

Homebuyer requirements

Lender information